AI agents can hold cards now. Layne checks every spend request against your policy before it reaches the payment rails.
So don't give it your card. Give it a Layne key with its own budget and a kill switch. Start in shadow mode and watch what it would have spent. Flip to enforce when you trust it. If it goes off-script, the next call returns DECLINED (AGENT_FROZEN), not a line on next month's invoice. Every decision, allow or decline, lands in a stream you can read and export.
Every SaaS, cloud, and AI vendor gets its own dedicated card with a hard limit you set. If a vendor charges more, the card declines and you get an email instead of a bill. A compromised vendor can only ever spend its own card's limit. A leaked card is a $96 problem, not a company problem.
Admins control everything. Members own their vendors. Viewers see it all.
A policy layer between software that spends and the payment rails. It checks every request to spend before authorization and returns an approval or a decline with a machine-readable reason. Dashboards report spend after it happens. A firewall decides whether it happens.
The charge declines at the card network. You get an alert immediately, and one click raises the cap if the charge was legitimate.
Only if you choose hard declines. You can set warning thresholds, approvals instead of declines per vendor, auto-approve rules for small overages, and shadow mode. Hard declines are a choice, not a default.
In your Layne balance, a money management account. Cards spend from that balance and can never exceed it.
Card credentials live in a PCI-DSS Level 1 environment and never touch our servers. Data is encrypted in transit and at rest. The security page says exactly what we have and what we don't.
Read the security page