Everything listed here is live in the product. No teasers, no roadmap promises.
Latest · August 2026
Live usage polling: vendors on a verified connector refresh every hour, each figure stamped with when it was fetched, and a metered vendor on pace to exceed its cap raises an alert before the money is spent.
Per-person vendor budgets: cap what one person may spend on one vendor, enforced on the card swipe itself.
Balance you can audit: your Layne balance now mirrors the funding account to the cent, with every fee itemized on the ledger.
Projections that show their math: every budget alert spells out the subscription fee, the usage so far, and the pace behind its number.
Declines in plain words: every declined charge explains itself in a full sentence, dated, on every surface.
Everything in the product
Core platform
Connect OpenAI and Anthropic to see token usage and billing next to your card spend.
Connect Snowflake and Datadog to track consumption-based spend as it happens.
Issue a dedicated virtual card for each vendor, each with its own monthly limit.
Every subscription and usage bill, including your AI spend, on one dashboard.
A month-end close pack, approvals inbox, and budget variance view built for founders and CFOs.
Visibility
Subscriptions, tokens, compute, seats, and credits all tracked in one consistent format.
A live dashboard showing every vendor with its spend and budget at a glance.
Reports with monthly trends, a spend heatmap, and per-vendor and per-team breakdowns.
Live month-to-date spend and budget consumption for every vendor.
Search across all your vendors and transactions from one box.
Download expense statements as PDF, Excel, or CSV for any period, with identical figures in every format.
Payments & cards
Prefer a single card? Master card mode keeps per-vendor caps on one shared card.
Top up your balance by card or US bank transfer.
Auto top-up refills your balance automatically when it runs low.
Every charge is checked against your rules and approved or declined in real time.
Spend controls
Set a monthly budget for each vendor.
Get warned when a vendor reaches a set percentage of its budget.
Hard caps decline a charge at the card network the moment a vendor goes over its limit.
Set one account-wide monthly cap on top of per-vendor limits.
Spending stops automatically once a budget cap is hit.
Approve or block specific merchants with your own rules.
Charges that jump sharply month over month are held for your approval instead of just alerting you.
Small charges under your chosen threshold are approved automatically, no human needed.
Approvals route to the person who owns the vendor or the team.
Define a spending policy once and it is enforced on every vendor and every charge.
Automation
Upload an invoice PDF or photo and the amount, date, and billing frequency are extracted for you.
Upload a card statement (CSV or PDF) and Layne finds the software vendors in it. The file is parsed, then deleted.
Cards are issued, funded, and settled without manual work.
Upcoming renewals appear on a calendar so nothing sneaks up on you.
Renewal reminders at 90,60,30,14, and 7 days out, including cancellation-notice deadlines.
Held charges open an approval you can act on straight from an email link.
Forecasting & reporting
Spend spikes and first-time charges trigger alerts in Slack or Teams.
Get told when a vendor quietly raises its price.
A next-month forecast built from your subscriptions, renewals, and current run rate.
An early warning when a vendor is on track to blow through its budget.
See what each team actually costs.
Split a shared charge across teams.
Attribute spend to the features it powers.
Compare budget against the projected month-end, per vendor and per team.
Annual and quarterly fees land in the month they are billed, with a billing-cadence label on every line.
Vendor records
One record per vendor holding its card, usage, budget, owner, and contract details.
Monthly spend is archived so you can look back at any month.
Every important change is written to an audit log.
Track contract terms, dates, auto-renewal, and notice periods for each vendor.
Attribute every charge to a team or cost center.
Integrations
A catalog of more than 100 SaaS vendors ready to track.
Step-by-step connection guides for more than 60 vendors.
Vendors on a verified connector are polled hourly, so their usage figures stay fresh without opening the app. The ones still marked Endpoints unverified refresh when you open the vendor.
Price benchmarks
Market price ranges for vendors in the catalog.
See whether you pay above or below market for each vendor.
AI agent spending
Give each AI agent its own identity, owner, and budget.